Managing
your money is tough! This is evident since nearly
80% of American workers are living paycheck to paycheck.
Luckily, there is hope! There are several money management tools that
can help you get your finances in order. Since you likely carry your
cell phone with you 24/7, you will always have these tools at your
fingertips.

You need a budget (YNAB) is a great option for wealth
management. Now with the newest version of YNAB, you will not need to
manually input your transactions. Instead, you can easily import them
into your account. YNAB connects your bank using a third-party
provider and can quickly import all your financial transactions.
YNAB’s budgeting strategy is built on four rules to help you stop
living paycheck to paycheck, save money, and live within your means.
The four main rules are give each dollar a job, embrace your true
expenses, roll with the punches, and age your money. You can find out
more about the four rules here.

Chime’s mobile banking app is another excellent option
for those who may be struggling to make ends meet. Chime has many
features that can help you, like their automatic savings tool, which
uses a round up on transactions made, putting aside the excess change
into your savings. Chime also has no hidden fees, which saves users
an average of $329 a year. Lastly, they offer a feature which makes
it possible to receive
your paycheck 2 days early. This
can be extremely beneficial for those who are living paycheck to
paycheck!

Mint is a third tool that can assist you with your
finances. Mint is perfect for setting
a detailed budget. You can create
different budget categories, and access them on the go. Mint can also
integrate with your bank accounts and credit cards, so they’re all
in one place. The app has a bill pay feature which notifies you when
bills are due, and you can even pay them directly from the app.
Additionally, Mint analyzes your saving and spending habits, and
highlights areas where you can make improvements.

Even if you are one of the many individuals living
paycheck to paycheck, there are money management apps that can help
you get out of that vicious cycle. Using the helpful apps in this
article can lead you to becoming your best financial self!